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First 90 days checklist

First 90 Days in the Netherlands

A practical checklist for international newcomers, students, graduates, and job seekers who are trying to understand what to do first.

A newcomer planning practical next steps beside a Dutch canal.
Why it feels tangled

The first months are confusing because everything depends on something else.

Registration, BSN, DigiD, housing, insurance, banking, transport, work or study setup, and local support often arrive as separate tasks. In real life they connect. One missing document can slow down the next step. One unclear rule can make the whole system feel harder to read.

Public map

The public map, not your private route

Most newcomer tasks are connected, but the order can depend on your address, municipality, study or work status, employer, insurer, documents, and timing. Use this guide to see the common terrain. Use the app when you want to map the terrain to your own situation.

Checklist

Work through common setup layers without losing the bigger picture.

First

Secure your basic setup

  • Confirm your registration route with the municipality.
  • Understand when and how you receive your BSN.
  • Once your BSN route is ready, check the official DigiD setup route and activation steps.
  • Check official health insurance sources for the situation you are in now, especially if study, work, internship, or residence status changes.
  • Open or prepare for a bank account and local payments.
Then

Understand your local system

  • Map the municipality, university, employer, IND, housing, and health routes that affect you.
  • If healthcare access is one of your dependencies, treat GP/huisarts registration as a source-check: confirm your status, insurer, and municipal or official route before taking action.
  • Save official pages for rules you need to verify later.
  • Learn which deadlines are fixed and which are flexible.
  • Keep copies of important documents in one secure place.
Next

Build stability

  • Make a simple budget for rent, insurance, transport, groceries, and one-off setup costs.
  • Choose your daily transport options and recurring travel needs.
  • Find one reliable local support point before there is an urgent problem.
  • Protect energy by turning unclear tasks into small next actions.
Work

If you are looking for work

  • Translate your CV for Dutch expectations without erasing your international value.
  • Check work rights, visa conditions, and employer requirements through official or qualified sources.
  • Build a short list of roles, sectors, and organizations where your experience is legible.
  • Start conversations before every application becomes a high-pressure test.
Daily

Daily setup that reduces friction

  • Check which phone or SIM setup works with the documents and payment method you currently have.
  • Map the transport route you will repeat most often: housing to campus, work, appointments, or support.
  • Write down one official support point, one institutional or work-related support point, and one peer or community route.
  • Pick one small Dutch phrase for a situation you will repeat this week.
Support

If you feel stuck

  • Name the block: stability, translation, navigation, or visibility.
  • Ask what the next small decision is, not what your whole future should be.
  • Use events or a practical support route when you need context from people, not only websites.
  • Start with the Activation Scan if everything feels equally urgent.
Source-led

Use this guide to understand the terrain.

This guide is not here to decide what legally or officially applies to you. Registration, residence, insurance, work, tax, housing, healthcare, and financial questions can depend on your municipality, study or work status, employer, insurer, documents, and timing. Verify important details with the relevant official source or qualified support point.

Flux Forward

Map this guide to your own situation.

Want to map this to your own situation? Open your Flux Forward Journey. The public guide helps you understand the terrain. The app helps you turn that terrain into one private next move.

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